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If the roll is a is taking a bath sanitary 2, you get paid double the amount you bet. The main reason for the distinction between the two types of company is that life, annuity, and pension business is very long-term in nature — coverage for life assurance or a pension can cover risks over many decades. Modern Directors & Officers policies now frequently include cover for the Company Entity itself as well as Employment Practice Liability.
D&O insurance is usually purchased by the company itself, even when it is for the sole benefit of directors and officers
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